If you’ve been injured in an automobile accident, and you find out other driver did not carry insurance, you’ve got a couple options. Number one, if that driver had the resources to pay for your injury, you might be in good shape. But as we all know, that’s probably not going to be the case. If not, we want to look to your own insurance company to find out if you carry optional, uninsured motorist insurance.
Uninsured motorist coverage allows you to make a claim with your own insurance carrier for things like medical bills, pain and suffering, and lost wages. Now, not every insurance company is the same. Some companies will quickly get you the compensation you need, others are going to drag their feet for years if you let them. The best way to find way to find out your option is to speak with an experienced uninsured motorist auto accident attorney.
If you and your insurance company cannot negotiate a fair and reasonable settlement that you’re willing to accept, the next step is to take them before an arbitration panel. If you need help with that, give us a call.